Clear Hospital Costs

MRI Cost in Houston, TX

Magnetic Resonance Imaging (MRI) is a non-invasive imaging procedure that uses powerful magnetic fields and radio waves to create detailed cross-sectional images of internal body structures. The procedure involves lying on a table that slides into a cylindrical scanner while remaining still for 15-45 minutes as the machine captures multiple image sequences. MRI produces high-resolution images that show soft tissues, organs, bones, and other anatomical structures in extraordinary detail. The facility fee covers use of the MRI equipment, technologist services, hospital room or imaging suite, and basic supplies. Pricing data comes from CMS-mandated hospital transparency files. This analysis covers two billing codes: HCPCS 70551 (MRI Brain Without Contrast) and HCPCS 72148 (MRI Lumbar Spine Without Contrast).

Data last updated: 2026-02-28

Scope note: These are hospital facility fees only. Standalone imaging centers (not hospitals) often charge significantly less for outpatient imaging but are not covered by the CMS Hospital Price Transparency Rule, so they are not included in this data. We currently track only hospital-published prices.

MRI Brain Without Contrast (HCPCS 70551)

Hospital Cash Price
Baylor St Luke's Medical $1,647.8 Schedule →
Harris Health $231.94 Schedule →
HCA Clear Lake * $14,794.04 * Schedule →
HCA Conroe * $32,503.65 * Schedule →
HCA Kingwood * $18,640.31 * Schedule →
HCA Mainland * $14,794.04 * Schedule →
HCA Medical Center * $5,597.19 * Schedule →
HCA North Cypress * $18,640.31 * Schedule →
HCA Northwest * $20,243.66 * Schedule →
HCA Pearland * $13,110.77 * Schedule →
HCA Southeast * $10,868.21 * Schedule →
HCA Tomball * $27,970 * Schedule →
HCA West * $15,853 * Schedule →
Houston Methodist $1,335.5 Schedule →
MH Cypress $1,667.36 Schedule →
MH Greater Heights $1,312.32 Schedule →
MH Katy $1,312.32 Schedule →
MH Memorial City $1,312.32 Schedule →
MH Northeast $1,312.32 Schedule →
MH Pearland $1,312.32 Schedule →
MH Southeast $1,312.32 Schedule →
MH Southwest $1,312.32 Schedule →
MH Sugar Land $1,312.32 Schedule →
Memorial Hermann TMC $1,667.36 Schedule →
MH Woodlands $1,312.32 Schedule →
St Luke's Brazosport $2,646 Schedule →
St Luke's Lakeside $1,647.8 Schedule →
St Luke's Patients Medica $3,000.9 Schedule →
St Luke's Springwoods Vil $1,647.8 Schedule →
St Luke's Sugar Land $1,647.8 Schedule →
St Luke's The Vintage $1,647.8 Schedule →
St Luke's The Woodlands $1,647.8 Schedule →
Texas Children's $2,782.51 Schedule →
* Hospitals marked with * publish cash prices equal to their gross charges, meaning no separate self-pay discount appears in their transparency file. The insured rates shown are negotiated rates between the hospital and specific insurance plans. Uninsured patients may be able to negotiate lower rates by contacting the hospital directly.

MRI Lumbar Spine Without Contrast (HCPCS 72148)

Hospital Cash Price
Baylor St Luke's Medical $3,528.7 Schedule →
Harris Health $231.94 Schedule →
HCA Clear Lake * $14,794.04 * Schedule →
HCA Conroe * $26,483.22 * Schedule →
HCA Kingwood * $19,475.21 * Schedule →
HCA Mainland * $14,794.04 * Schedule →
HCA Medical Center * $3,227.76 * Schedule →
HCA North Cypress * $19,475.21 * Schedule →
HCA Northwest * $21,149.92 * Schedule →
HCA Pearland * $13,110.77 * Schedule →
HCA Southeast * $17,958.7 * Schedule →
HCA Tomball * $19,070.09 * Schedule →
HCA West * $19,795 * Schedule →
Houston Methodist $1,056 Schedule →
MH Cypress $1,929.84 Schedule →
MH Greater Heights $1,515.12 Schedule →
MH Katy $1,515.12 Schedule →
MH Memorial City $1,515.12 Schedule →
MH Northeast $1,515.12 Schedule →
MH Pearland $1,515.12 Schedule →
MH Southeast $1,515.12 Schedule →
MH Southwest $1,515.12 Schedule →
MH Sugar Land $1,515.12 Schedule →
Memorial Hermann TMC $1,929.84 Schedule →
MH Woodlands $1,515.12 Schedule →
St Luke's Brazosport $4,112.66 Schedule →
St Luke's Lakeside $3,528.7 Schedule →
St Luke's Patients Medica $2,887.45 Schedule →
St Luke's Springwoods Vil $3,528.7 Schedule →
St Luke's Sugar Land $3,528.7 Schedule →
St Luke's The Vintage $3,528.7 Schedule →
St Luke's The Woodlands $3,528.7 Schedule →
Texas Children's $3,694.38 Schedule →
* Hospitals marked with * publish cash prices equal to their gross charges, meaning no separate self-pay discount appears in their transparency file. The insured rates shown are negotiated rates between the hospital and specific insurance plans. Uninsured patients may be able to negotiate lower rates by contacting the hospital directly.

What These Prices Mean

Understanding the price columns: The gross charge represents each hospital's list price before any discounts. Cash prices show what uninsured patients pay, typically 32-50% of the gross charge at most Houston hospitals. For example, Houston Methodist charges a $2,671 gross for brain MRI but offers a $1,335.50 cash price, representing a 50% discount. However, HCA hospitals set their cash price equal to the gross charge with no discount. The insured range shows actual negotiated rates that insurance companies pay, which can vary dramatically even at the same hospital. Patients with high-deductible plans who have not met their deductible owe these negotiated rates, not the gross charge. Code variations: Brain MRI (70551) focuses on cranial structures, while lumbar spine MRI (72148) images the lower back region. At Houston Methodist, the lumbar spine scan costs $1,056 cash versus $1,335.50 for brain imaging. However, at Memorial Hermann locations, brain MRI costs $1,312.32 while lumbar spine costs $1,515.12, showing how pricing relationships vary by hospital system.

Why MRI Prices Vary

Hospital pricing structures: Gross charges range from Houston Methodist's $2,112-$2,671 to HCA Conroe's $26,483.22-$32,503.65, representing a 15-fold difference in list prices. However, the cash price gap narrows significantly, spanning from Houston Methodist's $1,056 to HCA Conroe's $32,503.65. Memorial Hermann and Baylor St. Luke's locations offer 32-35% discounts off gross charges, while HCA facilities provide no cash discount, charging the full gross amount. Houston Methodist provides the steepest 50% cash discount. Facility type and alternatives: Academic medical centers like those in the Texas Medical Center often maintain higher base prices but may offer more specialized services. Community hospitals show varied pricing strategies, with some hospital systems maintaining consistent pricing across multiple locations while others vary significantly. Outpatient imaging centers and freestanding facilities not included in this hospital dataset may offer different pricing structures. The overall cash price range spans from $1,056 to $32,503.65.
$

Paying cash? Health insurance could lower your MRI cost.

Published cash prices on this page range from $231.94 to $4,112.66. Insurers on this page have negotiated rates starting from $198.11, many times lower than cash prices at the same hospitals. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.

Compare Health Insurance Plans → Get Free Plan Estimate →

Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.

What Insurers Actually Pay

Published negotiated rates for MRI Brain Without Contrast (HCPCS 70551) at HCA West, outpatient facility fee:

MRI Brain Without Contrast (70551), HCA West Payer Rates

Insurance Payer Plan Type Negotiated Rate
Texas Health Network MCD $198.11
Amerigroup MCDCHIPBH $202.15
Amerigroup MGMCD $202.15
Texas Childrens Health Plans STAR $202.15
Texas Childrens Health Plans STARKIDS $202.15
Community Health Choice MCD CHIP $204.15
Community Health Choice MCD CHIPPerinatal $204.15
Community Health Choice MCD STAR $204.15
Community Health Choice MCD STAR+PLUS $204.15
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
United MGMCD $208.23
Aetna Better Health MGMCD $220.48
Molina Healthcare CHIP $222.37
Molina Healthcare STAR $222.37
Molina Healthcare STARKIDS $222.37
Molina Healthcare STARPLUS $222.37
Humana MCD $252.69
United NarrowNetworkIndivExchange $437.25
United NarrowNetworkIndivExchange $437.25
United NarrowNetworkIndivExchange $437.25
United NarrowNetworkIndivExchange $437.25
United NarrowNetworkIndivExchange $437.25
United NarrowNetworkIndivExchange $437.25
United NarrowNetworkIndivExchange $437.25
United NarrowNetworkIndivExchange $437.25
BCBS MyBlueHealth $466.08
United AllPayerAppendix $517.79
United SmallGroup $517.79
United AllPayerAppendix $517.79
United SmallGroup $517.79
United AllPayerAppendix $517.79
United SmallGroup $517.79
United AllPayerAppendix $517.79
United SmallGroup $517.79
United AllPayerAppendix $517.79
United SmallGroup $517.79
United AllPayerAppendix $517.79
United SmallGroup $517.79
United AllPayerAppendix $517.79
United SmallGroup $517.79
United AllPayerAppendix $517.79
United SmallGroup $517.79
BCBS BAV $577.94
BCBS HMO $878.56
BCBS EPOSOA $922.84
Superior Health Plan CHIP $951.18
Superior Health Plan CHPFC $951.18
Superior Health Plan STAR $951.18
Superior Health Plan STARKids $951.18
Superior Health Plan STARPLUS $951.18
Superior Health Plan CHIP $951.18
Superior Health Plan CHPFC $951.18
Superior Health Plan STAR $951.18
Superior Health Plan STARKids $951.18
Superior Health Plan STARPLUS $951.18
BCBS PPO $964.79
Aetna QHPExchange $1,210
Aetna ASAPPO $1,301
Aetna NBHMO $1,605
Aetna NBPOS $1,605
Aetna NBPPO $1,605
Aetna COMMHMO $1,706
Aetna COMMPOS $1,706
Aetna COMMPPO $1,706
Aetna OONHMO $2,007
Aetna OONPOS $2,007
Aetna OONPPO $2,007
Cigna CSN $2,127
Cigna CSN $2,127
Cigna CSN $2,127
Cigna CSN $2,127
Cigna CSN $2,127
Cigna CSN $2,127
Cigna CSN $2,127
Cigna CSN $2,127
Aetna ASAHMO $2,168
Aetna ASAPOS $2,168
Cigna OpenAccessPlus $2,304
Cigna OpenAccessPlus $2,304
Cigna OpenAccessPlus $2,304
Cigna OpenAccessPlus $2,304
Cigna OpenAccessPlus $2,304
Cigna OpenAccessPlus $2,304
Cigna OpenAccessPlus $2,304
Cigna OpenAccessPlus $2,304
Texas Childrens Health Plans CHIP $2,631.6
Texas Childrens Health Plans CHIP $2,631.6
United OptionsPPO $2,663.3
United OptionsPPO $2,663.3
Cigna PPO $2,739
Cigna PPO $2,739
Cigna PPO $2,739
Cigna PPO $2,739
Cigna PPO $2,739
Cigna PPO $2,739
Cigna PPO $2,739
Cigna PPO $2,739
Humana HMO $2,751.54
Humana PPO $2,751.54
Humana HMO $2,751.54
Humana PPO $2,751.54
Humana HMO $2,751.54
Humana PPO $2,751.54
Humana HMO $2,751.54
Humana PPO $2,751.54
Humana HMO $2,751.54
Humana PPO $2,751.54
Humana HMO $2,751.54
Humana PPO $2,751.54
Texas Workforce Commission WCOMP $3,804.72
Texas Workforce Commission WCOMP $3,804.72
BCBS Traditional $5,548.55
BCBS Traditional $5,548.55
Christus (USFHP) TRICARE $6,341.2
Christus (USFHP) TRICARE $6,341.2
HealthSmart Preferred Care ACCEL $6,816.79
HealthSmart Preferred Care ACCEL $6,816.79
Fidelis SecureCare of TX MGMCR $7,133.85
United GlobalAppendix $7,133.85
Fidelis SecureCare of TX MGMCR $7,133.85
United GlobalAppendix $7,133.85
Coventry National First Health COMM $8,449.65
Coventry National First Health COMM $8,449.65
Physicians Cooperative of Texas WC $8,719.15
Rockport Workers Comp COMM $8,719.15
Physicians Cooperative of Texas WC $8,719.15
Rockport Workers Comp COMM $8,719.15
Beech Street WCOMP $9,511.8
Independent Medical System COMM $9,511.8
National Healthcare Solutions COMM $9,511.8
SouthWest Medical WORKERSCOMP $9,511.8
Triumph COMM $9,511.8
Beech Street WCOMP $9,511.8
Independent Medical System COMM $9,511.8
National Healthcare Solutions COMM $9,511.8
SouthWest Medical WORKERSCOMP $9,511.8
Triumph COMM $9,511.8
Coastal Comp COMM $10,304.45
Coastal Comp COMM $10,304.45
Beech Street COMMPPO $12,682.4
Cigna Behavioral Health COMMBH $12,682.4
Beech Street COMMPPO $12,682.4
Cigna Behavioral Health COMMBH $12,682.4
HealthSmart Preferred Care PPO $12,999.46
HealthSmart Preferred Care PPO $12,999.46
HealthSmart Preferred Care ACCOUNTABLEPPO $13,475.05
Physicians, INC COMM $13,475.05
HealthSmart Preferred Care ACCOUNTABLEPPO $13,475.05
Physicians, INC COMM $13,475.05
Affiliated PPO COMM $14,267.7
Multiplan COMPLEMENTARYPPO $14,267.7
Affiliated PPO COMM $14,267.7
Multiplan COMPLEMENTARYPPO $14,267.7

Key finding: Renaissance Commercial plans pay just $174.32 at Baylor St. Luke's facilities while Beech Street plans pay up to $29,903.36 at HCA Conroe, a 172-fold difference.

How to Use This Information

Our methodology · Medical Disclaimer

What Patients Ask About MRI Costs

How much does a mri cost without insurance in Houston?

Cash prices for MRI without insurance in Houston vary significantly by hospital and body region scanned. For brain MRI (70551), cash prices range from Houston Methodist at $1,335.50 to HCA Conroe at $32,503.65. For lumbar spine MRI (72148), prices span from Houston Methodist at $1,056 to HCA Conroe at $26,483.22. Memorial Hermann locations charge $1,312.32-$1,929.84 depending on the scan type, while Baylor St. Luke's facilities range from $1,647.80-$4,112.66. The overall cash price range across all Houston hospitals spans $1,056 to $32,503.65. These facility fees are separate from radiologist professional fees for interpreting the images, which are billed separately by the physician.

Why is the gross charge so much higher than the cash price?

The gross charge represents the hospital's list price, but almost no one actually pays this amount. Houston Methodist shows a 50% cash discount, charging $1,335.50 cash versus a $2,671 gross charge for brain MRI. Memorial Hermann facilities offer 32% discounts, with brain MRI costing $1,312.32 cash against a $4,101 gross charge. However, HCA hospitals set cash prices equal to gross charges with no discount whatsoever. Even when hospitals offer larger percentage discounts, patients may still pay more due to higher starting gross charges. For instance, despite offering no cash discount, HCA Medical Center's $3,227.76 lumbar spine MRI cash price exceeds Memorial Hermann's $1,515.12 cash price, even though Memorial Hermann's gross charge is higher at $4,734.75.

Does insurance cover a mri?

Insurance coverage for MRI depends on your specific plan benefits and whether the procedure meets medical necessity criteria. Negotiated insurance rates in Houston range from $174.32 to $29,903.36, showing how dramatically coverage varies between plans and hospitals. Many insurance plans require prior authorization for non-emergency MRI studies, and some may require trying other diagnostic methods first. Patients with high-deductible health plans who have not yet met their annual deductible will owe the negotiated rate their insurance company has with the hospital, not the gross charge. Once the deductible is met, patients typically pay a percentage coinsurance or fixed copayment amount depending on their plan structure.

Are there additional fees beyond the mri facility charge?

The facility charges listed here cover only the hospital's fees for equipment, technologist, and room usage. A separate professional fee for the radiologist who interprets the MRI images is billed independently and not included in these prices. This reading fee covers the physician's time reviewing the scans and preparing the diagnostic report for your ordering doctor. If the MRI is performed in an emergency department setting, additional ER facility fees will apply beyond the imaging charges. Some patients may also incur separate fees if contrast material is administered during the procedure, though the codes analyzed here specifically cover non-contrast studies. These additional professional and ancillary fees can add several hundred dollars to the total cost.

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Data Sources

Baylor St Luke's Medical Center

File updated: 2026-02-28 · Accessed by us: 2026-04-13

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Harris Health - Ben Taub Hospital

File updated: 3/24/2026 · Accessed by us: 2026-04-13

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HCA Houston Healthcare Clear Lake

File updated: 2026-03-01 · Accessed by us: 2026-04-13

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HCA Houston Healthcare Conroe

File updated: 2026-03-01 · Accessed by us: 2026-04-13

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HCA Houston Healthcare Kingwood

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HCA Houston Healthcare Mainland

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HCA Houston Healthcare Medical Center

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HCA Houston Healthcare North Cypress

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HCA Houston Healthcare Northwest

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HCA Houston Healthcare Pearland

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HCA Houston Healthcare Southeast

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HCA Houston Healthcare Tomball

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HCA Houston Healthcare West

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Houston Methodist Hospital

File updated: 2026-04-01 · Accessed by us: 2026-04-13

Attested by: Lisa Schillaci

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Memorial Hermann Cypress Hospital

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Memorial Hermann Greater Heights Hospital

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Memorial Hermann Katy Hospital

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Memorial Hermann Memorial City Medical Center

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Memorial Hermann Northeast Hospital

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Memorial Hermann Pearland Hospital

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Memorial Hermann Southeast Hospital

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Memorial Hermann Southwest Hospital

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Memorial Hermann Sugar Land Hospital

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Memorial Hermann, Texas Medical Center

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Memorial Hermann The Woodlands Medical Center

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St Luke's Brazosport

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St Luke's Lakeside

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St Luke's Patients Medical Center

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St Luke's Springwoods Village

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St Luke's Sugar Land

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St Luke's The Vintage

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St Luke's The Woodlands

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Texas Children's Hospital

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